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Fetch Rewards is a mobile app that lets you earn points by scanning receipts from grocery stores, drugstores, and other retailers. The app works by having you photograph your receipt after you shop, and the system awards you points based on the items you purchased. These points accumulate in your account and can be converted into rewards.
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The way points are awarded depends on several factors. Different products earn different point values—some items might earn 10 points while others earn 50 or more. Seasonal promotions and special offers can increase the points you receive for purchasing certain brands or products. The app also runs bonus point campaigns where scanning receipts during specific time periods earns you extra points on top of your regular earnings.
When you first start using Fetch Rewards, you typically receive a welcome bonus of points just for setting up your account and scanning your first receipt. This initial boost helps you build your points balance quickly. The points themselves have no expiration date, meaning you can take your time accumulating them before you decide to redeem them.
Understanding the point structure matters because it helps you make informed choices about which receipts to scan. Not all receipts earn points equally. Some retailers offer higher point values than others, and some product categories are worth more than different categories. Additionally, Fetch Rewards occasionally offers double or triple points for specific products or during promotional windows.
Practical takeaway: Start by scanning receipts from your regular shopping trips to understand how points accumulate naturally. Pay attention to which items and retailers offer the highest point values so you can recognize good opportunities when they appear.
The receipt scanning process is straightforward and takes only a few minutes per receipt. After opening the Fetch Rewards app, you'll see a camera icon or "Scan Receipt" button on the main screen. Tapping this button opens your phone's camera, ready to photograph your receipt. The key to successful scanning is making sure the entire receipt is visible and well-lit in the photograph.
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When taking your receipt photo, position the receipt so that all the text is clearly readable. The receipt should fill most of the frame without being too close or at an extreme angle. Good lighting is essential—natural light or bright indoor lighting works better than dim lighting. Once you've taken the photo, the app processes the image and extracts the purchase information. This typically takes a few seconds to a few minutes.
After the app processes your receipt, it displays the items and point values it found. At this stage, you can review what the system detected. If the app made mistakes or missed items, you have the option to make corrections before confirming. Some receipts require manual verification, which means a Fetch Rewards team member reviews your submission. This verification process usually takes 24 to 48 hours, after which the points are added to your account.
The app can scan receipts from many types of retailers, including supermarkets, drugstores, mass-market retailers, and some online orders. However, not all receipts from all stores work with Fetch Rewards. Some smaller retailers or specialty shops may not be included in the program. Additionally, certain types of purchases like fuel, alcohol, or lottery tickets typically don't earn points.
Timing matters when scanning receipts. Most receipts can be scanned within a reasonable timeframe after purchase, though Fetch Rewards recommends scanning them relatively soon. Receipts that are very old or faded may be harder for the app to read accurately. Keeping receipts in good condition and scanning them while the text is still clear produces the best results.
Practical takeaway: Develop a habit of scanning receipts within a few days of shopping while the receipt is still legible. Take photos in good lighting and make sure the entire receipt is visible in the frame to ensure accurate processing and faster point accumitation.
Once you've accumulated points, Fetch Rewards offers several ways to convert them into rewards. The redemption options have changed over time and may vary based on your location and account status. Understanding what's currently available helps you make decisions about how to use your accumulated points.
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One of the most straightforward redemption options is converting points into gift cards. Fetch Rewards maintains partnerships with various retailers and restaurants, allowing you to exchange your points for gift cards to use at these businesses. The point-to-dollar conversion rate affects which option gives you the best value. For example, 2,000 points might equal a $5 gift card at one retailer and a $4 gift card at another, so comparing rates helps you maximize your rewards.
Another redemption path involves converting points directly into cash through various payment methods. Some users have reported being able to transfer points into PayPal accounts or receive payments through other digital payment platforms. The availability and specific methods for cash redemption may change, so checking your app for current options is important. The conversion rate for cash may differ from gift card rates, sometimes offering less value per point.
Charitable giving represents an alternative redemption option that some users prefer. Fetch Rewards has partnered with various charitable organizations, allowing you to donate your points to causes you support. This option doesn't provide personal financial benefit but allows you to contribute to nonprofits and community organizations without spending your own money.
The point values needed for different rewards vary widely. Some smaller gift cards might require 1,500 to 2,000 points, while larger or premium rewards might require 3,000 to 5,000 points or more. The app clearly displays how many points each specific reward requires, making it simple to see what your current balance can purchase.
Fetch Rewards occasionally runs special promotions on certain redemption options, offering bonus value or discounted point requirements for specific rewards during limited periods. Checking the app regularly reveals these temporary promotions, which might provide opportunities to get more value from your points.
Practical takeaway: Before redeeming your points, compare the point-to-value ratio across different reward options available to you. Choose the option that provides the best value for your specific needs—whether that's a retail gift card, cash, or charitable giving.
While simply scanning receipts gradually builds your point balance, understanding Fetch Rewards' promotional structure lets you accumulate points faster. The app regularly features highlighted products and brands that offer bonus points when you purchase and scan them. These promotions change weekly or monthly, so monitoring what's currently boosted helps you make strategic shopping decisions.
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Many promotions are tied to specific brands or product categories. For instance, a promotion might offer 25 bonus points for purchasing any product from Brand X, or 15 bonus points for buying items in the snack category. Planning your shopping around these promotions means you're earning more points for purchases you might have made anyway. Keeping a mental note or written list of current promotions as you see them in the app helps you remember what to look for at the store.
Referral programs also provide point-earning opportunities. Fetch Rewards rewards users who invite friends and family to join the program. When someone you refer signs up and scans their first receipt, both you and the new user receive bonus points. Sharing the app with others in your household or circle of friends multiplies the benefits for everyone involved.
Receipt value matters in how quickly you accumulate points. Shopping at retailers that are part of the Fetch Rewards program and typically offer higher point values speeds up your accumulation. Additionally, purchasing items that are specifically highlighted in current promotions multiplies the points you earn. Larger grocery shopping trips with more items naturally generate more points than small purchases.
Consistency in scanning receipts matters more than you might initially think. Even if you only have a few receipts per week, regularly scanning them ensures you don't miss out on any points. Some users forget about receipts or don't bother scanning small purchases, but these small point totals add up over time. Creating a routine—such as scanning receipts every Sunday evening—keeps your account active and growing.
Paying attention to seasonal promotions reveals additional opportunities. Certain times of year feature bigger bonuses or special campaigns. For example, back-to-school season or holiday shopping periods might have enhanced point multipliers. Planning when to do certain shopping around these promotional windows increases your earnings.
Practical takeaway: Check the Fetch Rewards app weekly for current promotions and bonus offers. Align your shopping with highlighted products and brands when possible, and make scanning receipts
This guide is for general information only and is not medical, financial, legal, or other professional advice. For decisions specific to your situation, consult a qualified professional. See our Editorial Policy.