How to Change Your Password in Windows 10

Keeping your Windows 10 password updated is one of the simplest things you can do to protect your account — but the right method depends on how your account is set up. Windows 10 supports multiple account types, and the steps differ meaningfully between them. Understanding which type you're using changes everything about the process.

Why Your Account Type Matters First 🔐

Windows 10 offers two primary account types:

  • Microsoft Account — tied to an email address (like @outlook.com or @gmail.com), synced across devices
  • Local Account — exists only on that specific machine, no cloud sync

The method you use to change your password must match the account type. Using the wrong approach won't work, and in some cases, changing a Microsoft Account password on one device changes it everywhere that account is signed in.

How to Change a Local Account Password

If your account isn't linked to an email address, it's almost certainly a local account. Here's how to update it:

Via Settings (the cleanest method):

  1. Open Settings (Windows key + I)
  2. Go to Accounts
  3. Select Sign-in options from the left panel
  4. Under Password, click Change
  5. Enter your current password, then enter and confirm your new one
  6. Click Finish

Via Control Panel (older but reliable):

  1. Open Control Panel
  2. Go to User Accounts
  3. Click Manage another account or select your own
  4. Choose Change the password
  5. Follow the prompts

Via Ctrl + Alt + Delete:

Press Ctrl + Alt + Delete, select Change a password, fill in the current and new passwords, and confirm. This method is often faster for users who remember the keyboard shortcut.

How to Change a Microsoft Account Password

If you sign in to Windows 10 with an email address, your password is managed through Microsoft's servers — not locally on your machine.

On the device through Settings:

  1. Open SettingsAccountsSign-in options
  2. Under Password, click Change
  3. Windows will redirect you to verify your identity online
  4. Follow the prompts through Microsoft's account portal

Directly through Microsoft's website:

  1. Go to account.microsoft.com
  2. Sign in and navigate to Security
  3. Select Change my password
  4. Verify your identity, then set the new password

The new password applies immediately across all devices signed in with that Microsoft Account — including any Xbox consoles, Office apps, or other Windows devices linked to the same email.

Account Type Comparison

FeatureLocal AccountMicrosoft Account
Password storedOn the device onlyMicrosoft's servers
Change affectsThis PC onlyAll linked devices
Reset optionsSecurity questions / admin resetEmail or phone recovery
Cloud sync❌ No✅ Yes
Best forOffline/private useMulti-device users

What If You've Forgotten Your Current Password?

This is where the two account types diverge significantly.

For a local account, Windows 10 offers a few recovery paths:

  • Security questions — if you set them up during account creation
  • Another admin account on the same machine can reset your password
  • Windows installation media — used as a last resort for advanced reset procedures

For a Microsoft Account, recovery is handled entirely online:

  • Visit account.live.com/password/reset
  • Choose to receive a verification code by email or SMS
  • Complete identity verification and set a new password
  • Sign back in on your device with the updated credentials

Microsoft's online recovery process is generally more forgiving because it's tied to your email and phone number — both of which are external to the device itself.

PIN vs. Password: A Common Source of Confusion

Windows 10 encourages users to set a PIN as a sign-in shortcut. A PIN is device-specific — it only works on the machine it was created on — and changing it is separate from changing your account password.

To change your PIN:

  1. Go to SettingsAccountsSign-in options
  2. Under PIN (Windows Hello), select Change
  3. Enter your current PIN, then set a new one

Changing your PIN does not change your Microsoft Account password, and vice versa. They operate independently. Users who aren't aware of this distinction sometimes change one thinking they've changed both. 🖥️

Work and School Accounts Add Another Layer

If your Windows 10 device is joined to a workplace domain or enrolled in Azure Active Directory, your password may be managed by your organization's IT policies. In these environments:

  • Password expiry rules are often enforced automatically
  • Changes may need to go through a company portal or helpdesk
  • Self-service reset options may or may not be available depending on your organization's configuration

The Settings path will still show the password change option, but it may redirect to an organizational login page rather than a personal Microsoft Account portal.

The Variable That Shapes the Whole Process

The single biggest factor in how you change your Windows 10 password is account type — and most users don't immediately know which type they're using. Whether you're on a standalone personal machine, a family PC with multiple local accounts, a Microsoft-linked personal device, or a managed corporate laptop determines not just the steps but also the recovery options available if something goes wrong.

Your specific setup — how Windows was installed, which account type was chosen at setup, whether IT management is involved, and whether you've linked a Microsoft Account since — is what determines which of these paths actually applies to you. 🔑